Dunami Lender Information
Dunami Direct (PTY) Ltd is a privately owned firm that provides short-term loans through an internet utility system.
- Based: 2010
- No. of Employees: Unknown
- Location: Headquartered in Cape City
- Legitimate Lending Licence: Registered Credit score Supplier (NCRCP4849)
Mortgage Merchandise
Dunami gives short-term immediate money loans, from R1000 to a most of R5000 for a interval of as much as 6 months.
Curiosity and Charges
The rate of interest varies relying on the length of the mortgage settlement . For instance:
- The charges related to a R5000 mortgage to be taken over a 6 month interval would look one thing like this:
- Most rate of interest: 3% per thirty days
- Initiation charge: R644.10
- Most month-to-month service charge: R68.40
- Most month-to-month installment: R 1 105.66 per thirty days
- Most mortgage compensation of R 6 654.73
- A R2000 mortgage to be taken over a 6 month interval would incur the next:
- Most rate of interest: 3% per thirty days
- Initiation charge: R297.73
- Most month-to-month service charge: R68.40
- Most month-to-month installment: R 492.88 per thirty days
- Most mortgage compensation of R R2 957.32
Repayments
When making use of on your short-term mortgage, a person would stipulate what their payday date is. Dunami would then elevate a debit order for the compensation on this date, on a month-to-month foundation.
Late Payment
There isn’t any obtainable info on how Dunami would possibly cost do you have to skip a fee. There may be additionally no indication of whether or not or not they’re versatile on fee rescheduling.
How To Apply For a Mortgage
Dunami has made making use of for a mortgage swift, simple and accessible from wherever it’s possible you’ll be.
Finishing the appliance kind on the web site additionally indicators you up as a Dunami member.
Their on-line wizard portal will conduct an affordability evaluation, and also you’ll be given the choice to obtain your credit score rating as nicely.
As soon as your profile is accomplished, merely choose the mortgage quantity you desire to and the length thereof.
Info Required for Utility
The profile you create on the Dunami web site will embody your bodily tackle in addition to your month-to-month bills breakdown.
- A sound South Africa ID
- Your 3 newest payslips
- Your 3 newest financial institution statements
(You may make use of the Yodlee app on their web site, which can allow you to obtain your financial institution assertion straight out of your on-line banking. This portal is safe, protected and simple to make use of.) - Proof of everlasting employment
- Receiving a wage on a month-to-month foundation
- An SA cellphone quantity
- An energetic SA checking account
- Have to be 18 years or older
Minimal Standards to Take a Mortgage
Dunami doesn’t specify the minimal standards wanted to use for a mortgage. As with most corporations, your approval could be based mostly in your credit score threat.
How Lengthy Will It Take?
The entire course of, from creating your profile to discovering out should you’ve been authorised, ought to take about quarter-hour. If you’re authorised, then the fee is made immediately to your account. Relying who you financial institution with, this may occasionally nonetheless take a couple of hours to replicate.
Help Crew Contact
There isn’t any proof that exhibits whether or not or not the assist workforce is responsive or how lengthy it takes them to answer a question. They’re obtainable throughout regular working hours.
Social Media
Relating to social media, Dunami seems to be non-existent, apart from an internet site and an incomplete LinkedIn web page. Apart from that, they haven’t any social footprint.
Buyer Opinions
Dunami options on Google Opinions and HelloPeter.
It’s tough to get a good suggestion of how the general public feels concerning the firm. The one two Google critiques are on reverse ends of the spectrum, however neither of them are latest.
HelloPeter
HelloPeter is way the identical as Google, with vastly completely different critiques coming from clients inside the identical common time interval. These critiques are newer than the Google scores.
Common Ranking:
Between Google critiques and scores on HelloPeter, Dumani’s closing common star ranking is 2,75 stars out of 5.
