Fractional Bonds make bond investments accessible to retail traders. The overwhelming majority of bonds require excessive minimal investments of €10 000 or extra for a single funding. Furthermore, many bonds, particularly high-yield ones, aren’t obtainable to retail traders in any respect.
This makes it troublesome for a lot of retail traders to construct a bond portfolio. On Mintos, we’re altering this: You may spend money on small fractions of a bond, ranging from simply €50, and conveniently construct a diversified bond portfolio.
Initially, we’ll supply investments in high-yield Fractional Bonds backed by underlying bonds issued by lending corporations on Mintos. We’re additionally engaged on increasing our providing, so keep tuned for extra information.
Fractional Bonds might be fascinating for you if
- You wish to earn a gradual Earnings. Bonds usually pay common curiosity, often called coupon funds, which may present a dependable revenue stream. This may be notably interesting to income-focused traders or retirees.
- You wish to spend money on a much less unstable asset. As bonds have a predictable revenue circulate on account of their fastened fee of return, their worth traditionally tends to fluctuate lower than different asset lessons reminiscent of shares.
- You wish to diversify throughout asset lessons. Strategic asset allocation generally is a priceless technique to assist enhance your returns and cut back publicity to danger.
