Whether or not you might be simply beginning your pupil mortgage journey or have been coping with pupil mortgage debt for many years, you need to use NCLC’s newly created Pupil Mortgage Toolkit that can assist you take cost of your pupil mortgage state of affairs and transfer ahead. Obtain the toolkit at the moment!
The Toolkit explains the fundamentals of the scholar mortgage system, the right way to assess your personal pupil mortgage state of affairs, and your choices for managing your pupil mortgage debt. It consists of fillable pages the place you possibly can document your personal pupil mortgage info that can assist you work via your state of affairs and monitor your progress towards changing into debt-free. Lastly, the Toolkit consists of info on how and when to get extra assist along with your pupil loans, in addition to different helpful assets.
Whereas the Toolkit is addressed to pupil mortgage debtors, it will also be utilized by monetary counselors, authorized assist attorneys, and different advocates who work with folks with pupil mortgage debt. The content material is beneficial as a useful resource to debtors, counselors, and attorneys alike, and the fillable pages can be utilized to information conferences with debtors, gather key info, and doc info for the borrower to refer again to as wanted.
The Toolkit was tailored from the Nationwide Shopper Legislation Middle’s guide, Surviving Debt. Surviving Debt has been a number one useful resource for almost 30 years, offering sensible recommendation on the right way to take care of crushing debt of every type. Surviving Debt is accessible at no cost on-line at library.nclc.org/guide/surviving-debt. You may as well buy a print copy at library.nclc.org/SD/subscribe.
NCLC’s Toolkit and the Launch of the DFPI Pupil Mortgage Empowerment Community in California
NCLC created this Toolkit as a part of an essential new initiative launched this month to empower debtors and broaden entry to free pupil mortgage assist in California. This initiative, led by the California Division of Monetary Safety and Innovation (DFPI), has created a brand new Pupil Mortgage Empowerment (SLE) Community. The SLE Community connects California pupil mortgage debtors with free professional, trusted and customized assist that may break the detrimental cycles of debt and generational poverty. The SLE Community organizations are community-based and authorized assist organizations that present free monetary teaching and authorized help, together with assist signing up for income-driven reimbursement plans and making use of for federal pupil mortgage forgiveness applications. NCLC, because the SLE Community Coaching and High quality Assurance accomplice, has developed the Pupil Mortgage Toolkit in collaboration with and assist from DFPI.
For extra details about the SLE Community, or to request assist (for debtors in California), go to studentloanhelp.dfpi.ca.gov or name (888) 774-2227.
