NO PURCHASE NECESSARY TO ENTER OR WIN. A PURCHASE WILL NOT IMPROVE YOUR CHANCES OF WINNING.
DISPUTE RESOLUTION NOTICE: BY ENTERING, TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, YOU AGREE THAT DISPUTES BETWEEN YOU AND ANY PROMOTION ENTITY WILL BE RESOLVED BY BINDING, INDIVIDUAL ARBITRATION AND YOU WAIVE YOUR RIGHT TO PARTICIPATE IN A CLASS ACTION LAWSUIT OR CLASS-WIDE ARBITRATION. See Disputes/Arbitration provision.
TIMING: The #MyProsperStory Contest (the “Contest”) is offered by Prosper Market, Inc. (the “Sponsor” or “Prosper”). The Contest begins at 12:00:01 AM Pacific Time (“PT”) on Monday, August 17, 2022 and ends at 11:59:59 PM PT on Saturday, August 27, 2022 (the “Contest Interval”). Sponsor’s laptop is the official timekeeping system for this Contest.
ELIGIBILITY: The Contest is open to authorized residents of the 50 United States and the District of Columbia, age 18 or older at time of entry who’re debtors with a Prosper Credit score Card in good-standing, as of July 31, 2022, at 11:59:59 PM PT (The Prosper® Card is an unsecured bank card issued by Coastal Neighborhood Financial institution, member FDIC, pursuant to license by Mastercard® Worldwide.). Workers of the Sponsor and every of their respective subsidiaries, associates, promoting and promotion companies (collectively, “Contest Entities”), and the speedy members of the family of, and/or these residing in the identical family of every Contest Entity, aren’t eligible to enter or win. By collaborating within the Contest every entrant (the “Entrant”) unconditionally accepts and agrees to be sure to those official guidelines (“Official Guidelines”, accessible at www.prosper.com/weblog/share-your-prosper-card-story/), the Sponsor’s privateness coverage (“Privateness Coverage”, accessible at www. https://www.prosper.com/plp/authorized/privacy-policy/), and the selections of the Sponsor that are closing and binding.
HOW TO ENTER: To enter the Contest:
- Go to https://www.prosper.com/weblog/share-your-prosper-card-story/ and comply with the directions to entry the #MyProsperStory Contest app web page (the “Contest Website”)
- Full the entry type in its entirety
- Present a response to the query posed by the Sponsor about your expertise with Prosper, in roughly 350 phrases and embody #HowIProsper hashtag.
- Verify the field to substantiate you comply with be sure to those Official Guidelines, that you just are18 or older and a U.S. resident, and a borrower with a bank card by means of Prosper in the course of the Contest Interval. Click on the “Enter” button to enter (“Entry”). Entries have to be obtained in the course of the Contest Interval. Incomplete, invalid or non-compliant Entries/entrants can be disqualified and are void.
Restrict: One (1) Entry per individual.
The Contest Entities will overview all submitted Entries and reserve the speedy proper with out notification or warning of their sole and absolute discretion to reject, disqualify and/or take away any Entry. Successful Entries could however with out obligation be posted to the Contest Website after conclusion of winner verification.
Contest entry type
The entire phrases and situations as described herein apply to the format of the Entry submission. Business Entries aren’t accepted. A number of Entrants aren’t permitted to share the identical account, system, electronic mail handle. Any suspected try by any Entrant to cheat, interact in artifice or fraud, spamming, phishing, or to acquire greater than the acknowledged variety of Entries through the use of a number of/completely different electronic mail addresses, identities, accounts, tools, IP addresses, registrations and logins, or every other methodology will void Entry and any Entrant suspected of utilizing/benefitting from such strategies can be disqualified. Use/suspected use of any bot, robotic, or automated system to take part is prohibited and can end in disqualification. Within the occasion of a dispute as to any Entry, the approved account holder of the e-mail handle used to register can be deemed to be the Entrant. The “approved account holder” is the pure individual assigned an electronic mail handle by an Web entry supplier, on-line service supplier or different group liable for assigning electronic mail addresses for the area related to the submitted handle. Every potential winner could also be required to indicate proof of being the approved account holder.
ENTRIES POSTED TO THE CONTEST SITE ARE THE VIEWS/OPINIONS OF THE INDIVIDUAL ENTRANT WHICH MUST BE BASED ON THEIR PERSONAL EXPERIENCE, ACCURATE AND TRUTHFUL, AND DO NOT REFLECT THE VIEWS OF SPONSOR IN ANY MANNER. PLEASE NOTE, AND PLEASE INFORM OTHERS, THAT YOU ARE ENTERING THIS CONTEST AND COMPETING FOR A PRIZE FROM SPONSOR IN RETURN FOR PROVIDING SPONSOR AN ELIGIBLE ENTRY FEATURING SPONSOR’S PRODUCTS/SERVICES.
All Entries, in complete and partially, should adjust to the next minimal pointers to be eligible:
- Can not comprise content material that’s irrelevant to the aim of the Contest.
- Can’t be profane, pornographic, sexually express or suggestive or comprise nudity or related or dissimilar inappropriate materials or actions.
- Can’t be violent or promote firearms/weapons.
- Can not embody or in any approach promote/reference alcohol, unlawful or harmful medication, or tobacco.
- Can not defame, misrepresent, or comprise discriminatory remarks about folks, manufacturers, merchandise or corporations, together with however not restricted to the Sponsor’s model, services.
- Can’t be obscene or offensive, endorse any type of hate or hate group, or be derogatory to any sexual, ethnic, racial, gender, spiritual, skilled, age group or every other group.
- Can not reference or comprise supplies embodying patented, trademarked, or copyrighted photos, names, likenesses, or different indicia figuring out any model, merchandise, firm, or individual, residing or lifeless, with out permission.
- Can not talk messages or photos inconsistent with the constructive photos and/or goodwill to which Sponsor needs to affiliate.
- Can not depict unlawful, harmful, or unsafe exercise and can’t itself be in violation of any legislation.
- Can not in any approach reference individuals, venues, or organizations with out written permission from any individual, venue proprietor, or group whose identify, picture or likeness is used.
- Can not embody photos of a identified celeb, well-known or well-known individual or any picture which violates the appropriate of privateness or publicity of any individual.
- Can not embody photos or references to minors until the mother or father/grownup authorized guardian of the minor has supplied Entrant categorical written consent to the entry and its submission into this Contest; Sponsor reserves the appropriate to require written proof of such consent.
Sponsor reserves the appropriate in its sole and absolute discretion to instantly and with out notification or warning reject, disqualify and/or take away any Entrant/Entries that violate these Official Guidelines or are in any other case non-compliant, ineligible or inappropriate, and to require speedy prize return if relevant.
By submitting an Entry, Entrant (or mother or father/authorized guardian if Entrant is eighteen years of age or older however nonetheless deemed a minor in his/her state of residence) warrants, represents and covenants that: (a) it’s the Entrant’s unique work and has been legally created, particularly for this Contest; (b) it has not been beforehand printed or distributed in any media; (c) it has not been entered in or received earlier contests or awards; (d) it complies with these Official Guidelines; and (e) To the fullest extent permitted by relevant legislation, Entrant will indemnify and maintain innocent the Sponsor, and associated entities, brokers and assigns from any threatened or precise actions, claims, liabilities, settlements (whether or not or not litigation is commenced) and damages (together with cheap attorneys’ charges) arising from or referring to the breach or alleged breach of your representations and warranties herein, the Entry, or Entrant’s conduct in creating the Entry, participation within the Contest, and/or the acceptance or use/misuse of any prize, or every other ingredient in reference to this Contest.
Sponsor reserves the appropriate to request proof of written permissions referring to any of the above. By collaborating, Entrant grants Sponsor permission to make use of his/her identify and hometown, for future promoting and publicity functions in reference to the Contest in any and all media now identified or hereinafter developed with out extra compensation, notification or permission. Upon submitting an Entry, and whether or not or not your Entry is disqualified or chosen as a finalist or winner, you grant to Sponsor an infinite, royalty-free proper and license in and to the Entry, in complete and partially, and all of the mental and different property rights therein together with however not restricted to the appropriate to make by-product works, and to commercially exploit the Entry in reference to Sponsor’s manufacturers, items and companies, through-out the world, and additional comply with execute all paperwork and carry out all acts deemed essential by Sponsor to guard Sponsor’s license within the Entry and mental property rights related therewith. You’ll not now nor sooner or later be paid on your Entry or granting any of those rights.
Entries made by every other particular person or entity that’s not the individual named on the submitted Entry or made in any method inconsistent with these Official Guidelines can be declared invalid and disqualified from this Contest.
JUDGING: All eligible Entries obtained in the course of the Contest Entry Part can be judged by the Sponsor based mostly on the next judging standards. Judging will start on/round August 29, 2022 and be accomplished on/round Wednesday, September 7, 2022, or could also be prolonged because of exigencies of the circumstances:
A) A response that’s genuine, inspiring and/or humorous as to how a bank card by means of Prosper has helped you to remain on prime of your funds
B) Entry originality/uniqueness
C) Entry high quality and expressiveness
Winners can be notified through electronic mail. Entries develop into sole property of Sponsor and none can be acknowledged or returned. Nothing in these Official Guidelines shall obligate Sponsor to put up, publish or in any other case disclose any Entry submitted in reference to this Contest.
WINNER DETERMINATION & ANNOUNCEMENT: Eighteen (18) potential winners can be chosen by the Judges based mostly on highest scores, and prizes awarded accordingly (First- Third, and Runner-ups). Scores is not going to be made public at any time. Scores and potential winners aren’t closing until and till lastly verified by Sponsor. Winners could also be introduced by the Sponsor, together with the winner’s nameand all or any portion of any Entry submitted by a Winner, on the Contest Website or on different social media websites, together with however not restricted to Fb, Instagram, Twitter, and LinkedIn, for an indefinite time frame.
PRIZES/APPROXIMATE RETAIL VALUE (“ARV”): The next prizes can be found to be awarded, topic to verification and compliance, and assuming enough eligible Entries are obtained:
First Prize (1): USD$1,500 (awarded within the type of a examine).
Second Prize (1): USD$1,250 (awarded within the type of a examine).
Third Prize (1): USD$1,000 (awarded within the type of a examine).
Runner-Up Prizes (15): USD$75 (every awarded within the type of a present card).
WINNER NOTIFICATION: On or about Thursday, September 15, 2022, potential winners can be notified through electronic mail and/or cellphone, and can be required to signal, have witnessed and return, inside seven (7) days of notification, a Declaration of Eligibility, a Legal responsibility Waiver, a W-9 Kind and the place allowable, a Publicity Launch (collectively, “the Launch”). The Launch would require the Winner to furnish his/her Social Safety Quantity for the only real objective of tax reporting, as required by legislation. Noncompliance will end in disqualification, forfeiture of prize, and an alternate winner could also be chosen. The prize package deal can be awarded inside roughly 45 days after the winners are verified. If a winner is in any other case eligible below these Official Guidelines, however is nonetheless deemed a minor in his or her state of main residence, the prize can be awarded to and within the identify of winner’s mother or father or authorized guardian who can be required to execute, signal, and return the Releases on minor’s behalf. Noncompliance will end in disqualification and an alternate winner could also be chosen.
Non-winning Entrants is not going to be notified. If Releases or any prize notification is returned, unclaimed, misdirected (together with into spam/junk folders), or in any other case undeliverable or if the chosen potential winner can’t settle for, refuses the prize for any motive, fails to well timed reply, or is ineligible or not in compliance with these Official Guidelines, this will end in disqualification and the following highest scoring Entry can be notified and can be deemed the winner, if certified. If this extra try to award the respective prize is unsuccessful, that prize will stay unawarded.
PRIZE CONDITIONS: All bills associated to the acceptance or use of the prize are the only real duty of a prize winner. Restrict one (1) prize per individual.
Prize is non-assignable and non-transferable. No substitution is permitted besides on the sole discretion of the Sponsor by which case a prize of equal or better worth can be awarded. In no occasion will Sponsor be liable for awarding greater than the acknowledged variety of prizes, or the acknowledged financial values. Winners are liable for all federal, state, native, revenue and every other taxes related to profitable prize. Any winner’s Entry and acceptance of a prize awarded constitutes permission for the Sponsor to make use of the winner’s identify, picture, {photograph}, likeness, statements, biographical data, voice and handle (metropolis and state) commercially or non-commercially, in all types of media identified or unknown, in perpetuity, worldwide, with out discover or additional compensation, besides the place prohibited. Not one of the data submitted by the Entrant can be handled as commerce secrets and techniques, confidential data or as protected knowledge below any obligation. No patent, copyright or different mental property rights or licenses are granted to any Contest Entrant. Potential Entrants don’t obtain by means of or below the Contest any mental property or different rights in any copyrights, patents, emblems, commerce names, know-how, commerce secrets and techniques or know-how of both the Sponsor or any third occasion.
GENERAL: Incomplete, corrupted, or premature Entries; or any Entry generated by a script, macro or different automated means are void and can be disqualified. Sponsor and its companies aren’t liable for misplaced, incomplete, corrupted or premature Entries, or for incomplete, misplaced, interrupted or unavailable community, server or different connections, miscommunications, laptop or software program malfunctions or phone transmission issues or technical failures, garbled transmissions, harm to a consumer’s laptop or system or different tools (software program or {hardware}) or different errors or malfunctions of any type whether or not human, mechanical, digital or in any other case. Proof of sending an Entry is not going to be deemed to be proof of receipt by Sponsor or eligibility. Sponsor, its affiliate corporations, dad and mom, subsidiaries, officers, administrators and brokers aren’t liable for any incorrect or inaccurate data, together with, with out limitation, attributable to Contest Website customers or by any of the tools or programming related to or utilized within the Contest or by any technical or human error which can happen within the processing of submissions within the Contest. Sponsor assumes no duty for any loss, error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, theft or destruction or unauthorized entry to, or alteration of, Entries, nor for the failure to seize or acquire any data.
If, for any motive, the Contest just isn’t able to being performed as deliberate, together with however not restricted to an infection by laptop viruses, bugs, tampering, unauthorized intervention, fraud, technical failures or different causes past the management of Sponsor which impair the integrity, equity or correct play of the Contest or any ingredient thereof, Sponsor reserves the appropriate at its sole discretion to cancel, terminate, modify or droop the Contest and decide winners from eligible non-suspect Entries obtained if possible and equitable.
By collaborating within the Contest, Entrant agrees to be sure by these Official Guidelines, together with all eligibility necessities, and agrees to be sure by the selections of Sponsor, that are closing and binding in all issues referring to the Contest. Failure to adjust to these Official Guidelines could end in disqualification.
Sponsor just isn’t accountable if the Contest can’t be applied or prize can’t be awarded because of delays or interruptions because of acts of God, acts of struggle, strikes, governmental motion, pure disasters, climate or acts of terrorism, epidemic or pandemic, or every other related or dissimilar occasion past Sponsor’s cheap management.
LEGAL WARNING: ANY ATTEMPT BY AN INDIVIDUAL, WHETHER OR NOT AN ENTRANT, TO DELIBERATELY DAMAGE, DESTROY, TAMPER OR VANDALIZE THIS CONTEST SITE OR INTERFERE WITH THE OPERATION OF THE CONTEST, IS A VIOLATION OF CRIMINAL AND CIVIL LAWS AND SPONSOR RESERVES THE RIGHT TO SEEK DAMAGES AND DILIGENTLY PURSUE ALL REMEDIES AGAINST ANY SUCH INDIVIDUAL TO THE FULLEST EXTENT PERMITTED BY LAW.
DISPUTES/ARBITRATION: Sponsor’s choices are closing and binding in all issues and disputes referring to this Promotion, together with, however not restricted to, interpretation and software of those Official Guidelines. For better certainty, such issues and disputes are to be resolved in Sponsor’s sole discretion. By coming into, to the fullest extent permitted by relevant legislation, Entrants waive all rights to jury trial, class-action lawsuit, or class-wide arbitration in reference to these Official Guidelines, together with, with out limitation, the Promotion. To the fullest extent permitted by legislation, for any controversy or declare arising out of or relating to those Official Guidelines and/or the Promotion, Entrants and Sponsor submit and consent to binding, unique arbitration earlier than a impartial one-person arbitrator situated in San Francisco, CA. THESE OFFICIAL RULES AND THE INTERPRETATION OF ITS TERMS SHALL BE GOVERNED BY AND CONSTRUED IN ACCORDANCE WITH THE LAWS OF THE STATE OF CALIFORNIA WITHOUT REGARD TO CONFLICT OF LAW DOCTRINES.
The treatment for any declare shall be restricted to precise damages, and in no occasion shall any occasion be entitled to get better punitive, exemplary, consequential, or incidental damages, together with legal professional’s charges or different such associated prices of bringing a declare, or to rescind this settlement.
PRIVACY: By coming into and offering the required entry data, Entrants acknowledge that the Sponsor may ship data, samples or particular gives it believes could also be of curiosity to Entrant, or different data or items supplied by its advertising and marketing companions. Private data collected from on-line Entrants is topic to the Prosper Privateness Coverage, which might be discovered at https://www.prosper.com/authorized/privacy-policy/.
WINNER CONFIRMATION: Confirmed Contest winners can be introduced on the Contest Website.
SPONSOR: Prosper Market, Inc., 221 Principal Road, third Ground, San Francisco, CA 94105
Essential: This Contest just isn’t in any method sponsored, endorsed, administered by or related to Coastal Neighborhood Financial institution.
